Accounts Receivable Financing/Factoring

Accounts Receivable Financing, also referred to as Factoring, is one of the oldest and most easily accessible methods of raising the critical operating capital that businesses need to continue their growth. Factoring allows a company to convert invoices into instant cash by selling all or a portion of its accounts receivables to raise funds for a variety of purposes…payroll expenses…accounts payables…rent…inventory purchases.

What Types Of Companies Do We Work With?

BizOne Capital’s factoring program targets start up companies as well as established companies with funding needs from $50,000 to $5,000,000. It includes any business that sells goods, products or services to other businesses and generates monthly invoices that we can purchase such as…

• Manufacturing
• Technology
• Wholesale/Distribution
• Printing
• Staffing/Outsourced Labor
• Garment/Textiles
• Trucking/Transportation
• Service Companies

What types of situations do we target?

• Growth Companies – Companies experiencing cash flow problems due to rapid growth or expansion and are unable to secure a loan from a bank.
• Turnaround Companies – Companies with losses or decline in revenue/cash flow.
• Non-Bankable Companies – Companies with weak business or personal credit, limited assets for collateral or start ups

A/R Benefits

• No long term contracts
• Favorable advances
• Minimal fees
• Fast funding
• Sell invoices weekly, monthly
• Provides a steady, predictable cash flow so you can manage your budget more efficiently.
• Provides liquidity to your business
• Faster and easier than a loan
• Company does not incur an additional debt
• Retain equity in your company…no need for venture capital or partners
• Factoring focuses on the invoices, not previous or current credit situations

Ready To Start?

Accounts receivable financing is one of the oldest and most powerful financial tools available. We can develop a program based on your particular industry and the financial requirements of your company.

For a confidential discussion on how factoring can help your company raise operating capital, please contact us at (800) 747-7304. Or, simply print and complete the Client Profile and fax to (800) 281-3959. Once the profile is received, we will contact you to discuss the program in more detail and answer any questions. If you determine that factoring would be beneficial to your company, we will prepare a written proposal and forward to you. If the proposal meets your approval, we will begin the funding process.